Easy answer: poor financial decisions. I'm changing that though, and in order to do so, I have had to push my other goals waaaayyyy back until I gain my financial freedom. A lofty goal to be sure, but I will reach it. Nothing and no one will stop me.
It's going to be tough but I know I am strong enough to do battle with the debt monster I created in order to eventually live the life I deserve. I realize it is going to take time, possibly years, to achieve this. It will not happen overnight, so I must truly learn the lesson of patience and fortitude. Every day I will have to be vigilant and guard against my own weaknesses.
I have sworn off multi-day trips until I meet my goal of slaying the debt beast, although I will still go on daily adventures like rafting, running, cycling and hiking.
Until next time avid readers have patience and if you're feeling overwhelmed, remember
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